Auto Insurance

Car Insurance in Jacksonville, NC

Our highly educated and trained independent insurance agents are ready to assist you in lowering your monthly car payments! Until now, you have probably always thought about car insurance as a necessary evil. Before you found out about Advantage Insurance Agency, you were probably getting charged an arm and a leg for that newly licensed 16 years old of yours!

You can rest assured that we offer an entire slew of discounts. You won’t find insurance plans this low, no matter what your driving record is.

We offer low insurance costs and/or discounts for the following situations:

  • At-Risk Drivers
  • Newly Licensed Drivers
  • Experienced Drivers with up to 20 points
  • DUI History
  • Multiple Autos

As a local, independent insurance agency, Advantage Insurance Agency in North Carolina can help you find the right policy for your car by comparing quotes and coverage options from several top providers. In addition to cars, we insure motorcycles, classic cars, motor homes, boats, Jet Skis, and ATVs.

How Much Auto Insurance Do You Need?

We’re based in North Carolina, so our team understands the auto insurance needs of our customers.

In North Carolina, to legally operate a motor vehicle, you must have:

  • Bodily injury liability coverage: Minimum legal requirement $30,000 per person and $60,000 per accident
  • Property damage liability coverage: Minimum legal requirement $25,000
  • Uninsured motorist bodily injury: Minimum legal requirement $30,000 per person and $60,000 per accident
  • Uninsured/Underinsured motorist property damage: Minimum legal requirement $25,000

While this is the MINIMUM, it does not cover the costs of repairing your vehicle should you be at fault in an accident. To truly protect your vehicle, you should seriously consider adding additional coverage.

We write insurance in North Carolina and would be happy to help you ensure you have the right coverage for your vehicle.

Financing a Car?

To finance a car, it is usually necessary to have insurance that covers damage to your vehicle. This includes:

COLLISION INSURANCE

Collision insurance coverage pays for damage caused to your vehicle in an automobile accident. Standard collision coverage will pay for any repairs up to the fair market value of your car. Collision coverage usually includes an insurance deductible. It’s the amount of money you pay toward repairs before your collision insurance kicks in. The higher the deductible you’re willing to pay, the less the collision coverage will cost.

COMPREHENSIVE INSURANCE (OTHER THAN COLLISION)

Comprehensive insurance covers damage done to your car in some way other than a collision, such as if it were stolen or vandalized. Flood, hurricane, theft, windshield damage and fire are also events usually covered by comprehensive car insurance. Like collision, comprehensive will pay up to the fair market value of your car (less your insurance deductible.) And although it’s not legally required by any state, you will probably need it if your car is financed.

Every situation is unique — talk to us today to find out how to get the best value on auto insurance. Request a free quote today!

COMPREHENSIVE INSURANCE (OTHER THAN COLLISION)

Comprehensive insurance covers damage done to your car in some way other than a collision, such as if it were stolen or vandalized. Flood, hurricane, theft, windshield damage and fire are also events usually covered by comprehensive car insurance. Like collision, comprehensive will pay up to the fair market value of your car (less your insurance deductible.) And although it’s not legally required by any state, you will probably need it if your car is financed.

Every situation is unique — talk to us today to find out how to get the best value on auto insurance. Request a free quote today!

Car Insurance in Jacksonville, NC

Our highly educated and trained independent insurance agents are ready to assist you in lowering your monthly car payments! Until now, you have probably always thought about car insurance as a necessary evil. Before you found out about Advantage Insurance Agency, you were probably getting charged an arm and a leg for that newly licensed 16 years old of yours!

You can rest assured that we offer an entire slew of discounts. You won’t find insurance plans this low, no matter what your driving record is.

We offer low insurance costs and/or discounts for the following situations:

  • At-Risk Drivers
  • Newly Licensed Drivers
  • Experienced Drivers with up to 20 points
  • DUI History
  • Multiple Autos

As a local, independent insurance agency, Advantage Insurance Agency in North Carolina can help you find the right policy for your car by comparing quotes and coverage options from several top providers. In addition to cars, we insure motorcycles, classic cars, motor homes, boats, Jet Skis, and ATVs.

How Much Auto Insurance Do You Need?

We’re based in North Carolina, so our team understands the auto insurance needs of our customers.

In North Carolina, to legally operate a motor vehicle, you must have:

  • Bodily injury liability coverage: Minimum legal requirement $30,000 per person and $60,000 per accident
  • Property damage liability coverage: Minimum legal requirement $25,000
  • Uninsured motorist bodily injury: Minimum legal requirement $30,000 per person and $60,000 per accident
  • Uninsured/Underinsured motorist property damage: Minimum legal requirement $25,000

While this is the MINIMUM, it does not cover the costs of repairing your vehicle should you be at fault in an accident. To truly protect your vehicle, you should seriously consider adding additional coverage.

We write insurance in North Carolina and would be happy to help you ensure you have the right coverage for your vehicle.

Financing a Car?

To finance a car, it is usually necessary to have insurance that covers damage to your vehicle. This includes:

COLLISION INSURANCE

Collision insurance coverage pays for damage caused to your vehicle in an automobile accident. Standard collision coverage will pay for any repairs up to the fair market value of your car. Collision coverage usually includes an insurance deductible. It’s the amount of money you pay toward repairs before your collision insurance kicks in. The higher the deductible you’re willing to pay, the less the collision coverage will cost.

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